Guardian Realty, Inc
Guardian Realty, Inc
Cell: 239.776.4104


The government of Panama has the best incentive program in the world for foreign retirees.

Some of the benefits are:
  • One-time importation duty exemption on all your personal and household goods up to $10,000.
  • Importation duty exemption of a car free of taxes every two years. (Other taxes do apply)
  • All foreigners (not just retirees) who purchase a home of more than $200,000 have the right to a residency visa.
  • 100% Property tax exemption for sole residence
The following benefits are for all retirees - both Foreign residents and Panamanian:
  • 50% off closing costs for home loans.
  • 25% off both international and domestic airline tickets.
  • 10% off prescription medicines ( which are inexpensive to begin with)
  • 15% off dental and eye exams.
  • 30% off bus, boat and train fares.
  • 25% Restaurants
  • 25% Airfares
  • 15% Fast Food Restaurants
  • 20% Doctor visits and Surgery
  • 25% Monthly energy, phone and water bill
  • 15% Optometry services
  • 15% Dental
  • 50% Hotel from Monday thru Thursday and 30% on weekends
  • 50% off entertainment including movies, concerts, sporting events and theater everyday. ( This means for example, a movie ticket will cost you $2. And Panamanian cinemas receive American movies about the same time they come out in the States.)
  • In Panama all banks (mandated by law) have special express lines for Retirees.
  • And don't forget, you can hire a full time maid for less than $200 a month. That is probably the most helpful “retiree benefit”.


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